Loan Services Overview
Our comprehensive loan services are designed to make your home ownership dreams a reality. We offer a range of flexible and competitive home loan options to suit your specific needs.
Home Purchase Loan
Secure financing to buy your dream home, whether new or resale.
Home Construction Loan
Get funds to build a new home on your existing plot or a newly purchased one.
Home Improvement Loan
Upgrade and renovate your current home to enhance its value and comfort.
Plot + Construction Loan
Combine the purchase of a plot of land with the construction of your new home.
Features & Benefits
Discover the advantages of choosing our loan services, designed to provide you with a smooth and beneficial borrowing experience.
Attractive Interest Rates
Benefit from highly competitive interest rates that make your loan affordable.
Low Processing Fees
Enjoy minimal processing fees, reducing the overall cost of your loan.
Quick Disbursal
Experience fast and efficient loan disbursal, so you can proceed with your plans without delay.
Minimal Documentation
Our streamlined process requires minimal paperwork, making your application easier.
Frequently Asked Questions
Have questions? Find answers to some of the most commonly asked questions about our home loan services.
The maximum loan tenure available is typically up to 30 years, depending on your age at maturity and the specific loan product. This allows for lower EMIs and comfortable repayment.
Yes, you can prepay a part of your loan or foreclose it entirely. Depending on the loan type and prevailing regulations, there might be nominal charges associated with prepayment or foreclosure. Please refer to your loan agreement for details.
While some documents like identity and address proof are common, income proof differs. Salaried applicants typically need salary slips, Form 16, and IT Returns. Self-employed individuals require business existence proof, IT Returns with financials, and bank statements. A detailed list is available in the 'Required Documents Checklist' section above.
The EMI you can afford depends on various factors, including your income, existing financial obligations, and credit score. Our EMI calculator can give you an estimate, but for a precise assessment, we recommend speaking with one of our loan advisors.
Missing an EMI payment can lead to penalties and negatively impact your credit score. It's crucial to ensure timely payments. If you anticipate difficulty in making a payment, please contact us immediately to discuss possible solutions.